431:10-236

Claim administration not waiver

§431:10H-236 Delivery of shopper’s guide; group and individual policies. (a) A long-term care insurance shopper’s guide in the format developed by the National Association of Insurance Commissioners, or a guide developed or approved by the commissioner, shall be provided to all prospective applicants of a long-term care insurance policy or certificate.

(b) In the case of producer solicitations, a producer shall deliver the shopper’s guide prior to the presentation of an application or enrollment form.

© In the case of direct response solicitations, the shopper’s guide must be presented in conjunction with application or enrollment form.

(d) Life insurance policies containing accelerated long-term care benefits are not required to furnish the above-referenced guide, but shall furnish the policy summary required under sections 431:10H-106 to 431:10H-114. [L 1999, c 93, pt of §2; am L 2001, c 216, §24]